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Your Medical Plan Choices

The medical plan choices available to you and your dependents are based on where you live and the age and Medicare status of you and/or your dependents:

 
  • Under Age 65
  • Over Age 65 with Medicare Part B Only
  • Over Age 65 with Medicare Parts A & B
  • Living Outside the U.S. & its Territories
  • Dual Care Households

Medical Plan Choices

If you are under age 65

  • Anthem Blue Cross HMO (CA only)1
  • Anthem Blue Cross PPO
  • Kaiser Permanente HMO (CA only)1

If you are age 65 or older with Medicare Part B only

  • Anthem Blue Cross HMO (CA only)1
  • Anthem Blue Cross PPO
  • Kaiser Permanente Senior Advantage (CA only)1

If you are age 65 or older with Medicare Parts A & B, LACERS offers three Medicare Advantage HMO Plans and one Medicare Supplement Plan:

  • Anthem Blue Cross Life and Health Medicare Plan (Medicare Supplement)
  • Kaiser Permanente Senior Advantage HMO (CA Only)1
  • SCAN Health (Medicare Advantage HMO) Plan (CA)1
  • UnitedHealthcare Medicare Advantage HMO (CA, AZ & NV)1

Dual Care Households (at least one subscriber age 65 or older with Medicare Parts A & B and one subscriber under age 65, or age 65 or older with Medicare Part B only)

  • Anthem Blue Cross PPO + Anthem Blue Cross Life and Health Medicare Plan (Medicare Supplement)
  • Kaiser Permanente HMO + Kaiser Permanente Senior Advantage HMO (CA only)1
  • Anthem Blue Cross HMO + SCAN Health (Medicare Advantage HMO) Plan (CA only)1
  • Anthem Blue Cross HMO + UnitedHealthcare Medicare Advantage HMO (CA only)1

If you are living outside the U.S. & its Territories

  • Anthem Blue Cross PPO Out-of-Country Plan3

Footnotes:

  1. Available in authorized zip code service areas only. Contact the medical plan to verify that your zip code is a covered area.

  2. Available in Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Francisco, Santa Clara, Marin, Napa, Sonoma, Ventura, and California counties.

  3. The Anthem Blue Cross PPO non-Medicare premium rates and deductions apply outside the United States. Medicare Part B premiums are not reimbursed while residing outside the United States.

Care Management Programs
If you have chronic health issues, LACERS medical plans offer care management and disease management programs. Many of these programs have been recognized by national organizations for excellence and effectiveness. For more information, contact your health plan provider.



For more information: